ITIN Loans

What is an ITIN Mortgage Loan?

An ITIN Mortgage Loan is designed for people who file taxes with an Individual Tax Identification Number (ITIN) looking to purchase or refinance, a home in the United States.

Home Ground Mortgage specializes in ITIN mortgage loans. If you have an ITIN and are looking for a mortgage loan to purchase or refinance an existing mortgage. We are here for you. 
Gift funds allowed, use tax returns, profit and loss statements, bank statements or seasoned assets to document income. 

Single family homes, condos, townhomes, mobile/manufactured homes, 2-4 unit homes and land are eligible. These can be primary, second, or investment homes.

What are some commonly requested documents that I will need:

A copy of your most recent Federal Tax Returns filed with your ITIN.

One year of income documentation (Self-employed borrowers must have operated their business for at least one year)

A copy of your ITIN Letter

A valid, government-issued photo ID (passport, driver’s license, matrícula consular, etc.)

Proof of 6 months housing payment

Proof of cash to close using copies of accounts covering the most recent 60 days.

Can other people apply with me?

Yes. Your loan officer can assist you and analyze options and conditions with you.

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Requirements, information, and programs are subject to change without notice.  Please contact us for more information
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